The XRP cryptocurrency of the Ripple cryptoproject has firmly secured its place in the top of the most capitalized coins, despite years of conflict with U.S. regulators. The demand for the tools that the company offers, as well as rumors about the upcoming IPO, fuel the interest of market participants in its token.
What’s going on with Ripple
Ripple is a California-based crypto project whose team offers solutions to simplify financial transactions. The company has a native token, XRP. Unfortunately, the project has been under regulatory pressure for several years now.
In December 2020, the US Securities and Exchange Commission (SEC) accused the Ripple crypto project of illegally issuing and selling securities in the form of XRP. Amid regulatory pressure, the company’s cryptocurrency, unlike other coins – capitalization leaders, failed to renew the absolute maximum in the growth cycle after bitcoin’s 2020 halving.
In 2025, XRP took revenge. On January 18, the coin approached the absolute maximum, but after, following the entire market, went into correction. XRP growth was triggered by a chain of positive news.
The first positive bells that hinted at the imminent resolution of the SEC’s conflict with Ripple appeared in the summer of 2023. The court did not see signs of securities in XRP, which the project sold to private investors. At the same time, the judge believes that institutional sales of Ripple’s cryptocurrency violated the law.
The Commission required the cryptoproject to pay a fine of $770 million. Lawyers were confident that Ripple would be able to bargain down to $20 million. In fact, the amount of the fine amounted to $125 million.
Many members of the crypto community assessed the SEC’s dismissal of the lawsuit against the cryptoproject in October 2023 as a capitulation of the regulator. At the same time, some industry representatives were sure that such a move was nothing more than a tactical retreat before the next blow.
An appeal from the SEC followed in January 2025. Contrary to predictions, the Commission’s next attempt to put pressure on Ripple provoked not a fall, but the growth of XRP, which brought the coin close to the maximum. The fact is that representatives of the regulator once again tried to smear the project in court, using arguments that the judge had already considered unconvincing before.
Optimists believe that soon the parties will put an end to the conflict. The resolution of the dispute may be facilitated by a change in the leadership of the SEC against the background of the coming to power of pro-cryptocurrency President Donald Trump. In case of final victory, Ripple will even be able to enter the long-awaited IPO.
At the end of January 2025, all references to the case against Ripple disappeared from the SEC website.
According to participants of the crypto community, the changes indicate the Commission’s capitulation in the case against the project. The news that the SEC is dropping similar claims that the regulator had previously made against other market participants also adds to the positivity.
XRP Chart Analysis
At the moment the market is in the stage of consolidation. Oscillator has stabilized in the neutral zone (between 30 and 50), which indicates the absence of a pronounced trend and confirms the expectation of sideways movement in the coming months. If the oscillator starts to rise, it may become a signal for growth, and the level of $3.00 will be the key resistance. A breakdown of this level could lead to new highs in the $3.50 – $4.00 range if the market maintains its bullish momentum.
The Bollinger Bands are currently at the lower end of the range, with the level around 0.40. This indicates the weakness of the bullish trend, and a prolonged consolidation or a small pullback is possible in the near future. If the price breaks the upper boundary of the Bollinger Bands, it would signal the recovery of the uptrend and a potential rise to $3.00 and higher.
The RSI has stabilized at around 50, which confirms the balance between buyers and sellers. The market is now in the neutral zone and there are no signs of overbought or oversold. However, if the RSI starts moving towards 70, it could indicate a short-term overbought condition, leading to a correction. If it falls below 50, it indicates a weakening of the market and the beginning of a bearish trend.
Stochastic is also in the neutral zone, with readings between 30 and 50. This confirms that the market is still in a waiting phase. The indicator lines may cross and move up, which would signal a rise, or start to move down, which would indicate a possible
Breakdown of $3.00 level and confident consolidation above this mark is the key condition for growth. In case of breakdown the growth to $3.50 – $4.00 is possible, if the market continues to strengthen. However, if RSI and Stochastic Oscillator start signaling a bearish trend, and Bollinger Bands do not show an upward breakout, we should be ready for a pullback. In this case a test of the $2.00 – $2.40 zone is possible.
Thus, in 2025, the price of XRP may fluctuate between $2.00 and $4.00, depending on the behavior of indicators and external factors. The key levels will be $3.00, $2.40 and $2.00, where major market reactions are expected.
XRP forecast for 2025
Alexey Dudarev, an analyst at WhiteBird, was the first to give his XRP forecast for 2025. Our interlocutor noted that over the past year, the Ripple cryptocurrency has shown strong growth, increasing more than threefold: in early 2024 the price was about $0.60, and by December the asset reached $2.90. Despite the fall after attempting to storm the high, the stability of XRP, according to our interlocutor, confirms the uptrend.
”The key driver of growth has been Ripple’s improved relations with regulators, as well as the increased use of XRP in international payments. A favorable impact is also the general recovery of the crypto market on the background of the easing of the Fed’s monetary policy,” the expert explained the success of XRP.
Alexei Dudarev believes that the approval of XRP-ETF may become additional drivers of growth. The instrument will increase institutional interest. The growth of tokenization of real assets may also have a positive impact on the coin. XRP plays an important role in this market.
”If XRP consolidates above $2.8, a move to $3 will be a natural stage. In the medium term, the possible price corridor for 2025 will be $2.2-4, but under favorable conditions XRP is able to overcome the upper boundary of the range,” he summarized his XRP forecast for 2025.
Alexander Ryabinin, founder of ODIN DAO and an independent financial expert, joined the discussion on the prospects of Ripple cryptocurrency. The growth of XRP over the past year, in his opinion, has proven to be frightening but natural.
”A fundamentally strong coin that has been undervalued for a long period. In the baseline scenario, XRP will grow to $4.5-4.7 in 2025,” is how the expert summarized his XRP forecast for 2025.
Ryan Lee, chief analyst at Bitget Research, also shared his opinion. In his opinion, XRP may reach $3.18 within the next 30 days. He explained his forecast with the results of indicator transcripts and the growth of the Ripple ecosystem.
”The medium-term target is $4.76 by June 2025 if regulatory clarity and cryptocurrency adoption continues to strengthen. The current price of $2.5 could lead to a short-term consolidation between $2.28-2.40 or a rise to $2.80-3.00, depending on market sentiment and trading volume,” was the forecast shared by Ryan.
Key factors such as institutional interest, RLUSD integration and favorable changes in cryptocurrency regulation in the US, according to the expert, support this ”cautiously optimistic” forecast.
Olga Goncharova, CEO and founder of the RizzGo network of partner companies, shared her opinion next. She noted that XRP, as well as the rest of the altcoin market, is under strong pressure due to the lack of a positive agenda for the crypto market, uncertainty in the global market due to the introduction of increased trade duties by the U.S. and the expectation of maintaining a high key rate in the first half of 2025. The combination of factors, according to our interlocutor, will not allow XRP to grow in the near future. At the same time, Olga Goncharova expects the cryptocurrency to grow in the long run.
”If the situation changes in the fall and a new growth cycle begins, XRP may again exceed the $3 mark and start moving towards $3.5. But I repeat: for now XRP, like other altcoins, is at the mercy of bears,” – so the expert summarized Ripple’s forecast.
Whale Movements
Large holders of XRP added 1.34 billion tokens, worth more than $3.26 billion last week. The accumulation comes amid price volatility that has tested investors’ resolve.
These large investors, known as ”whales,” continued to stay in the game after past Monday’s 18% price drop. Their behavior suggests strong confidence in XRP’s future performance despite the market turbulence.
”This indicates that these large holders expect further gains,” said analyst firm Santiment. The data shows that addresses holding between 100 million and 1 billion XRP have recently made significant purchases.
Summarize: what 2025 will be like for Ripple
The probability of resolving the conflict with the SEC, the general positivity of the market on the background of the coming to power in the U.S. pro-cryptocurrency president, as well as the effect of the ”low base” of the coin, which has long been under the oppression of regulators, allow us to give a positive forecast of XRP for 2025.
This article was originally Posted on Coinpaper.com
